Hi, thank you for your question. Please confirm if there is a court order in place in relation to either the child maintenance or the mortgage payments, if so please confirm the terms, or if possible please attach a copy of the order using the paperclip icon
Thank you for confirming. Firstly, child maintenance liability only ends under the statutory scheme when a child finishes A-Levels or a government approved training course. However, as you have no court order or formal child maintenance calculation from the CSA or CMS then there is no enforceable action against you by the mother, however, if you stop and the course that your daughter is on is a government approved training course the mother will have a right to apply to the CMS to deal with child maintenance and carry out a calculation of your legal obligation.
In relation to the mortgage, as you are jointly on the mortgage, you will both be jointly and severely liable for the mortgage, so if there are arrears for non-payment the mortgage company can pursue action against both of you or either of you. As there is no court order in place and she remains living there to your exclusion it would be expected for her to meet the outgoings for the property, including the mortgage. If you are or were married to each other, she has a right to apply for financial relief from you (as you do against her as well).
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