OK, no worries. Happy to give you some information about the process.
In relation to child maintenance, depending on your salary, the CMS may have jurisdiction and you have an obligation to pay this based on your gross salary and how often, on average the children stay overnight with you each week.
In relation to mortgage payments and spousal maintenance, a court will likely only agree that you should meet these if you have the disposable income and your wife is unable to meet her own reasonable needs. In those circumstances, a court may not agree it reasonable for her to stay in the property if she cannot afford to meet the outgoings and you have no disposable income to meet them and her reasonable needs. In those circumstances the court will likely agree that a slae of the property is appropriate and for the split of the equity to be in favour of the person who has higher needs.
You will both need to provide each other with full and frank financial and income disclosure, as well as disclosure of your reasonable needs. The Court's starting point is a 50-50 split of all matrimonial assets and ensuring that both your needs are met in relation to both assets and income. For your information the criteria considered by the court in these matters is:
1. The income, earning capacity, property and other financial resources which each of the parties to the marriage has or is likely to have in the foreseeable future, including in the case of earning capacity any increase in that capacity which it would in the opinion of the court be reasonable to expect a party to the marriage to take steps to acquire;
2. The financial needs, obligations and responsibilities which each of the parties to the marriage has or is likely to have in the foreseeable future;
3. The standard of living enjoyed by the family before the breakdown of the marriage;
4. The age of each party to the marriage and the duration of the marriage;
5. Any physical or mental disability of either of the parties to the marriage;
6. The contributions which each of the parties has made or is likely in the foreseeable future to make to the welfare of the family, including any contribution by looking after the home or caring for the family;
7. The conduct of each of the parties, if that conduct is such that it would in the opinion of the court be inequitable to disregard it;
8. In the case of proceedings for divorce or nullity of marriage, the value to each of the parties to the marriage of any benefit which, by reason of the dissolution or annulment of the marriage, that party will lose the chance of acquiring.
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