Thank you for your question
My name is Clare
I shall do my best to help you but I need some further information first
How much is the property worth
What other assets and income does he have?
Is there any reason to keep the flat?
Can you rent the property out for enough money to cover the mortgage and pay the care home fees?
Great - can you rent it out and cover the mortgage?
A will only comes into operation when someone dies.
Does your father still have mental capacity?
Is he willing to give you Power of Attorney?