Thank you for your question
My name is Clare
I shall do my best to help you but I need some further information first
How much is the house worth and how much is outstanding on the mortgage?
How long have you lived together
How much is the pension worth?
What income do you each have?
My apologies I have had connection problems
How old are the children and how much will a cheaper three bedroom property in the same school area cost to buy?
In that case how much would a two bedroom property cost to buy?
Sadly the Family Court will not take account of the children as they are over 18 - how much would a two bedroom property cost (I am sorry)
I am afraid that the length of the relationship means that the fact that your brought capital to the marriage is unlikely to be relevant.
You can claim extra to reflect the fact that you compromised your career to care of the children and this coupled with you raising the extra capital could secure you a 60/40 split of the equity - which would also give you just about enough to buy the larger house.
You are also entitled to a Pension Sharing Order - with a 50/50 division being likely.
You could trade this for extra capital if you wish.
I hope that this is of assistance - please ask if you need further details
You have an excellent chance of the 60/40 split - more if you chose to give up on the pension claim
They are certainly part of the matrimonial debt that will have to be taken into account when it comes to assessing the Equity