Thanks. There is no interest rate in the foreign currency account. It is the exchange rate that bothers me. If I keep the dollar account, I can change the money into pounds when I see the rate is good. If I pay directly into a sterling account on the 28th of each month, then I have to accept the exchange rate on that day. For this reason, would i be better keeping it in the dollar account? I have been transferring every month or bi monthly so far.