i am 65 in oct and receive pension cred. my wife does not work, i support her.
my yearly income at this time is appx;
£7670 per yr pension cred
£11960 per yr from lodgers as i am live- in landlord. (i am home owner)
therefore appx £19630 per year.
i am english born in england. i have a private pension at this time i am in the process of organizing it for a lump sum plus some form of small regular income.
at this time £750 savings which is likely going to pay new healthcare charge.
the max i can take as lump sum is £17400
i do have rental agreements. they pay weekly so i assume a weeks notice for them and for me to terminate their agreement.
she has a job waiting for her this is in writing.
i am sure there were no grandparents born in england