Thanks for requesting me.I should be able to answer in about 15 mins or so..Tom
Thanks for your question. I will try to help.
The comprehensive sickness insurance issue complicates the situation a bit and for this reason I would strongly suggest that you in instruct a solicitor to prepare your PR application.
Basically, an EEA national is regarded as having PR after exercising your treaty rights in the UK for 5 years. So you should really be regarded as already having PR by the time that you stopped working last year and did not obtain sickness insurance.
However, this is a point that you will have to make to the home office in the application and demonstrate the prior 5 years. The home office caseworkers really aren’t the best at resolving and understanding issues like this which is why the point needs to be made by a solicitor in your application by drafting the necessary statements that you will execute.
Provided the point is made very clearly by a solicitor you should still be okay .
My goal is to provide you with a good service. If you feel you have received anything less, please reply back. Please remember to leave positive feedback using the stars at the top of the page.