Republic of Ireland Law
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1. MOrtgage provides rarely if ever oblige to take one person's name off a mortgage, as this effectively increases the risk of non payment as there is only one person responsible for the mortgage instead of two. The way around this is for you to get a mortgage in your own name from a different mortgage provider. This means that you must have substantial income to pay off the mortgage. However, as you have been made redundant from work, I am afraid that no mortgage provider will grant you a mortgage in your own name at the moment. You will have to wait until you are working again and have a steady income coming in. The other option is to sell the house and buy a new smaller house from the proceeds of sale, whilst also paying off the mortgage that exists on your current house.