Recent Feedback
I was contacted by G&A Legal Services threatening to have me served with summons and being picked up and arrested by the Sherriff's office if I did not pay them immediately for a Cash Advance loan I supposedly took out over 6 years ago. They state that it was deposited into my checking account and that when it was electronically withdrawn the withdraws bounced. None of this sounds familiar; they state they contacted my bank who verified the deposit, etc.They will not provide any documentation, dates, etc - just threats. What are my legal rights?
Optional Information: State/Country relating to Question: Florida Already Tried: Contacted the G&A and spoke to them; researched theis group and have not found any information on them at all.
This is a common tactic used by collection agents and scammers. First of all, even if this is a legitimate debt, it is a civil matter, not criminal and you cannot be arrested or jailed for a debt. As such, they are using invalid threats to frighten you. Collection agents are prohibited by the FDCPA (Fair Debt Collection Practices Act) to use such threats to debtors. As such, next time they contact you, tell them to cease and desist from contacting you via telephone, and that if they do not, you will sue them for monetary damages. Tell them that if you do owe a debt, to send written documentation. Otherwise, do not give them any personal information or money.
Experience: 10+years of experience in all matters of civil litigation and Hearing Officer/Arbitrator