Yes, the house is in joint names.
The house is worth approximately £260,000. There is roughly £60,000 outstanding on the mortgage. I earn £18276.00 a year but that is set to change as I'm going back to work full time next week so potentially I think that I will be earning about £30,000 a year. At present my husband is unemployed. He is a teacher and was made redundant in October. He received a £20,000 pay off of which there is approximately £13,000 left.. He is not receiving any benefits. There are no other debts.
My husband is refusing to sell the house as he wants to keep it as a base for the children even though they are all over 18. Could I force him to sell?
Youdo not have to pay the bills, or the mortgage of a house that you do not livein although you remain liable to the lender if he stops paying.
Itappears that he wants you to pay half of the mortgage while he continues tolive in the property.
Ofcourse he does! That is a pretty good deal, even though I say it myself.
Agood deal for him that is.
Whilsthe may want a base for the children to come and go when they see him, once theyare over 18, they are out of the equation.
Onthese facts if you make an application to court for an order for sale of thehouse, it is likely to be granted, and the proceeds then divided.
Ifyou are divorcing, as your income is considerably greater than his you may beliable to pay him spousal maintenance, maintenance paid to keep a spouse , asopposed to children. Although most commonly paid from husband to wife, that isnot necessarily the case. Spousal maintenance is the based on both incomes,ability to earn money, previous lifestyles and most importantly, need. There isno exact formula, but these links will give some reading..
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Can I help further?
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Divorce proceedings have not been started and my husband has said he is no hurry to divorce. What is the Property Law pathway?