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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 31300
Experience:  Over 5 years in practice
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I canceled my van insurance after 42 days due to selling van

Customer Question

I canceled my van insurance after 42 days due to selling van i paid a deposit of £125.25 and they took £92 out of my account i did not sign a credit agreement i wrote a letter of cancellation to them but they keep on writing letters to me for more money now they have sent me a bailiffs letter for £176.00 what do i do
Submitted: 4 years ago.
Category: Law
Expert:  Stuart J replied 4 years ago.
Did you cancel within the terms of the contract?
Customer: replied 4 years ago.

What do you mean i done over the internet i did not see terms of contract

Customer: replied 4 years ago.
Relist: Incomplete answer.
Expert:  UK-Justice replied 4 years ago.
Thanks for your question, I will do whatever I can to help you. Please remember to rate my answer SMILEY FACE OR ABOVE.

I see you have relisted this.

What do the terms say about cancelling?
Customer: replied 4 years ago.

I have looked at the terms it says up to 2 months you pay 30 % which works out to be about £230 which i have all ready paid £220 .

Customer: replied 4 years ago.
Relist: Incomplete answer.
Expert:  UK-Justice replied 4 years ago.
Has there been a County Court Judgment?
Customer: replied 4 years ago.

what information do you need ?

Expert:  UK-Justice replied 4 years ago.
Has there been a County Court Judgment?
Customer: replied 4 years ago.

No not yet but they have sent letters threatening that .

Expert:  UK-Justice replied 4 years ago.
Ok. And have they said on what basis you owe the extra?