Hi Claire. Thank you very much. Good to hear from you. And so soon.
The house is worth around £600,000. And the flat possibly only £150,000 of which 50% is my ex-husband's brothers.
The rent on the flat is £874.99 every 4 weeks - 13 payments each year of which approx 3 payments cover service charges etc, and the balance is split 50:50 with his brother.
As mentioned my pension plan is being wound-up, and I understand this will go to the government Financial Assistance Scheme? I got some figures from Capita recently who are currently looking after the "Cuthbert Heath Family Security Plan" which are:-
Total Pension at Date of Leaving £2,676.12 pa (I left the scheme 30.11.93, which is the date I assume they mean?)
Total GMP at Date of Leaving £739.96 pa
Total revaluing non-GMP benefits at Date of Leaving £1,936.16 pa
Total non-revaluing benefits at Date of Leaviing £0 pa
I do not know what the value of my ex-husband pension is. It is with Fujitsu and I would guess he has been there 10-12 years, but had a pension before that, which would have been transferred into that one. He also had a private pension at one stage that he cashed in and paid a largish lump sum into his Fujitsu pension, and he also still has a small private pension.
We have no items of big value, just usual household items and furniture etc.
We have a car, but I didn't get much chance to use it, so I borrowed money from a member of my family to buy another - that he has agreed I don't have to start paying back for a couple of years until all my finances are sorted. When my husband reinsured the family car (originally the insurance was in my name, and he was just a named driver) he did not insure me too so I have no use of it - although he expects to (and does) pay for fuel, tax, mot, AA, repairs etc out of joint household money.
My ex-husband does give me some money each month just for me - but he has twice as much himself cause he says he earns it, so it's his - but he says its paying me to do his washing and cooking and clean the house and do the shopping etc.
I hope this is sufficient - is there anything else you need to know?
I look forward to hearing back from you, and thanks again.
Kind regards - Julie