Thanks. Did you get the first part of my posting?
The debt was disputed and I have it in writing that it is not due.
The default was registered over three years after the matter was resolved. The 'debt' was incurred in 2009, the default was registered during December 2012 (but back dated to April 2010).
What about the section 10 notice, requiring BT to remove the data or provide me with reasonable cause.
Will it help matters that the default is for £150, whereas each and every month historic and current I meet over £5,000 of other financial commitments, without so much as a missed direct debit or any other bad credit whatsoever.
Sorry I should also add that yes, I disputed the sum immediately upon receiving the bill. I can prove this and that the dispute was, following an investigation, resolved in my favour.
Only the disputed sum was withheld.
Is there definitely no requirement for British Telecom to have issued default notice, or for them to have my consent to report to a CRA?