I am unable to find my latest documents but my understanding of these were they were annual and the anniversary date refers to first signed agreement - I was not requested to sign in October 2012
I anticipated that I didn't really have a leg to stand on. Guess I should of been more aware of the agreement I signed and insisted on a renewal in 2012.
Oh well - Guess I'm moving - Closer to the Grandkids which can only be a positive to a sudden change in my life.
I appreciate your help.