Further to the previous question.
My arguement would be that such errors would not have been rekognise in such a short period of time such as the 14 days cancellation period in their terms and conditions, not even after maybe 1 month or 2 months would this problem have been noticed, as I already said this was completely oblivious unnoticed until I discovered it when I out of curiosity did a summary check of how much I paid into my plan back in March.
It was entirely out of curiosity that I did what I did in March which I made a random check of how much I had paid in to my plan with the company. What I did was simply added up the amounts that had been debited from my bank account and then contacted the company to see that they had the same figures as I had and then it was there and then I had noticed a major difference of £100s in the figures - otherwords were suggested to me as a shortfall.
Had I'd not done this what I did in March then this whole problem would have still been unoticed to me right now.
Problems like this can lie unnoticed for many years which is why such companies came about trying to help refund Payment Protection Insurance to customers to whom they did not know that they had been paying so.
Records on checks can go back as far as 7 years or maybe up to 10 years, i'm not sure of myself.
But in my situation I've managed to find this problem quite soon otherwise I would may have never known.
For example:- you cannot have 2 insurances on the same car otherwise is classed as being double insured, which is not allowed.
In this case you cannot have 2 different plans being dealt with 2 different companies.
You may have come to the understanding of this case, as describing this case has taken a long describing, or a number of ways to write.
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