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Stuart J
Stuart J, Solicitor
Category: Law
Satisfied Customers: 22624
Experience:  PGD Law. 20 years legal profession, 6 as partner in High Street Practice
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Care Home Fees - my mother-in-law is about to be sent to a

Customer Question

Care Home Fees - my mother-in-law is about to be sent to a care home. She has no savings, but she does own her house. Our understanding is that if she needs a care home as a result of an illness she's not liable to incur fees, i.e in this case, sell her house to pay for said fees. If she needs a care home purely on the grounds of age, she is liable to incur fees. Are we close to how this works? Or way off?

Gerald
Submitted: 4 years ago.
Category: Law
Expert:  Stuart J replied 4 years ago.
Whats the equity?
Customer: replied 4 years ago.

£190,000 aprox!

Expert:  Stuart J replied 4 years ago.




You are almost there. If she is in hospital through
illness, then that is funded.

If she comes out of hospital into a care home, then
unless she is eligible for what is called continuing care, then it is not
funded.



Let me tell you now that to be eligible for continuing
care a person has to be almost incapable of doing anything for themselves.



As you appreciate the cost of continuing care puts a great
burden on the local authority budget and therefore very few people are ever
eligible for continuing care. There have been many appeals over people being
eligible (to try and preserve the family home) and many appeals have been
successful only days before the person passed away.



There are companies which have tried to jump on the
appeal bandwagon, but they do charge several thousand pounds and there is no
guarantee of success.



Can I help further?



Please bear with me today because I will be online and
off-line.

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The thread remains open for us to continue this exchange



PS They cant touch her last £23k
Stuart J, Solicitor
Category: Law
Satisfied Customers: 22624
Experience: PGD Law. 20 years legal profession, 6 as partner in High Street Practice
Stuart J and 2 other Law Specialists are ready to help you
Expert:  Clare replied 4 years ago.
HiThe real issue is whether or not what is required is Nursing or Social care.If Nursing Care is required (even when the person is NOT in hospital) then the NHS must payYou can find more details here http://www.caretobedifferent.co.uk/paying-care-home-fees/the-coughlan-case/Claire
Expert:  Stuart J replied 4 years ago.
Whilst my colleague is perfectly correct, getting fully funded care isnt easy.