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My question is if the credit card company proceeds with the identity theft, where do i stand ? , as the guy rang the credit card company saying he was in Pakistan and has never applied for a credit card or did balance transfer, which is a lie as infact he did, but the only issue is he did balance transfer to my creit card account in order to equalize the money he owed me.
Hope it makes more sense.
yes please as the boy who owed me money has reported me to that credit card company as ID Thief that i have used his ID and details and applied for credit card while he was in Pakistan and then did the balance transfer from his approved credit card to my credit card (so that makes ID theft), where as he did balance transfer from his approved credit card to my credit card.
I have paid back his credit card recently once he has reported me as thief to credit card company.
My question is that will be still be prosecuted for ID theft which he has reported me to his credit card company for ID Theft?
Though i have paid it back with the good intention that i dont want trouble for myself or any criminal record.
I dont know if i am still able to clearify my question.
It was £2550 with all the late payment penalties and interest charged.
Credit limit was £2400.
I am sorry i am not a law person and sorry to trouble you with so many questions anyway.
What is the maximum fine i may be looking at, also what is the community order please?
I am so confused ,i am a professional accountant and has fallen ino this trap now, so i am not exaggerating at all or meant to trouble you with lots and lots of questions. its just that i have never been in such stress ever in my life.
please advise as accordingly.
Many thanks in advance.
What will be the community service please?