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Hi, Many thanks for you reply. This question was posted before I finished writing it and I couldnt delete it. I then posted a second question (see below) ....
2 years ago I worked in Switzerland for a year. During my time there, I was given a Swiss bank account and credit card. Just before returning to the UK, I bought a new PC for 1500 swiss francs, about £1000, which I paid for with the Swiss credit card. After the pc was delivered, realised that it was the wrong spec and contacted the seller to exchange it. The seller refused, so I rejected the item and contacted the card company. They offered no help, so I logged a complaint and refused to pay the cost of the pc ont he card account, assuming they had similar rules to the UK consumer credit act. Now 2 years later, they have written to me in the UK saying they will apply to make me bankrupt for a debt I am disputing. Can the Swiss card company do this in the UK? What are my rights here?