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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 31300
Experience:  Over 5 years in practice
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How much right does a Debt collection Company have when they

Customer Question

How much right does a Debt collection Company have when they purchase a debt of
mine from a credit card company. I asked for a true copy of the original agreement,
they sent me a so called original agreementbut I don't know its validity. I am a pensioner
who has paid what I can afford, they now say it is not enough because I own a house
jointly with my wife, also a pensioner and it has a small amount of equity . They have now refused the original small amount and want to take a charge after issing a county court
claim. How do I defend this. GC
Submitted: 4 years ago.
Category: Law
Expert:  Stuart J replied 4 years ago.
How much are they demanding?
Customer: replied 4 years ago.

The debt is 9,770.00 pounds purchased from mbna I have no doubt for about 10p in the pound

Customer: replied 4 years ago.

the debt is 9,770 pounds purchased from mbna I have no doubt for about 10p in the pound

Expert:  Stuart J replied 4 years ago.




Do
you accept that you owe MBNA almost £10,000? How much are you paying them? Have
you considered either an IVA or a debt management plan?

Please bear with me
today and over any weekends because I will be online and off-line.


Customer: replied 4 years ago.

I am not paying them, I am paying Dlc collections who purchased the debt

Expert:  Stuart J replied 4 years ago.
Do you accept that you owe MBNA or DLCC almost £10,000? How much are you paying them? Have you considered either an IVA or a debt management plan?

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