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Stuart J
Stuart J, Solicitor
Category: Law
Satisfied Customers: 22624
Experience:  PGD Law. 20 years legal profession, 6 as partner in High Street Practice
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Hi, i need your help please. I am UK born but now live in

Customer Question

Hi, i ned your help please. I am UK born but now live in Spain, when i was living in the UK i brought a house with my then girlfriend. We split up over 2 years ago and now she wants to buy me out of our house in the UK, this if fine but for one problem. When i was younger 18-22 years old i got into money problems and applied for alot of credit cards etc i even forged her signature for a loan and a credit card for a joint account. These we all paid off 3 years ago but now she has a really bad credit rating because of me. I now want to help her but I am told the only way to do this is to got to the police and confess what i did, is this true? If I did this what are the police likely to do with me? I want to help but i can not get myself into trouble with the police. Advice please????? i have no previous convictions. please reply to [email protected]

Submitted: 4 years ago.
Category: Law
Expert:  Stuart J replied 4 years ago.

When does her credit rating history turn good?

How long ago did you do this?

Is this UK credit we are talking about?


Customer: replied 4 years ago.
It was around 4-5 years ago, I'm not sure when these will be deleted from her credit rating and yes UK credit rating, can you please reply to [email protected] as this is my work email and its not private
Expert:  Stuart J replied 4 years ago.

Even if you confess this to the police, (and they took no action) it will
not increase her income for the purposes of getting a mortgage, so if your main
concern is her getting the mortgage, this will not assist

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