I am an XXXXXX XXXXXX, attached to XXXXXXX XXXXXXX XXXXXXX XXXXXX XXXXXX. During the investigation of an alleged offence of excess speed committed by the driver of a XXXXXXX XXX motor vehicle, XXXXXXX, on XX/XX/XXXX, information has been received from two motor insurance companies that lead me to suspect that you have fraudulently obtained motor insurance policies for XXXXXXX. It is necessary for you to be formally interviewed (under caution) in relation to the insurance policies purchased by you for the vehicle XXXXXX. You may wish to consult a solicitor prior to interview and/or have one present during interview. The interview will also question the use of the vehicle on the day of the alleged excess speed offence. I would prefer that you attend a voluntary interview at a date and time convenient to us both. It will need to take place at a Police station that has the facility to record such interviews. If necessary Lincolnshire or Cambridgeshire Police will be asked to consider a power of arrest to facilitate such an interview. Please contact me within 7 days to arrange a convenient date and time. Yours sincerely XXXXX XXXXX This is the letter I received from XX. XXXX XXXXXX. He was the one who contacted the insurance companies. they did not contact him. He told them I did not have a full uk licence. And now He phoned me today told me to give a statement over the phone to him because he was taking me to court for insurance fraud. I said I have nothing to say I want to get a lawyer advice before I say anything to him. I sent him back the paper work and said I did not know who was driving on that day. and now he has come after me for insurance case. The insurance company said they will just void the insurance. As I have not maked a claim. I do have a full american licence and a previsional for UK. This gentlemen is upset with me because I did not tell him who was driving. As its been months now. He also said who ever was driving must have insurance on that car or he is going after them also. So who ever was driving now is not going to say a word. As he has everyone scared. Please advise me on what to do. As I think he is going way above the law. XXXXXXX XXXXXXXXXXX Ps. Does he have the right to contact the insurance company and tell them I don't have a UK Full licence. Thank you My email address isXXX@XXXXXX.XXX
YES . But since he has told them I only have a us full licence and a previsional here. they sent me a letter they cancelled the insurance today from the inception date.
As for your other question yes I have been a resident of the UK for sometime now. But I go to the us a lot and get my US licence
renewed. Just never took the test here.
thank you Alex for your help
No did not tell them I ticked have full UK. Did not tell them about the US licence. Only me and my husband are on the insurance but its down for company car. Also 8 people can drive the car. As we own a Business or more.
No do not know who was driving. And no one is going to say now as it was months ago. And the way he is acting no one is going to speak up.
We are very friendly people. And give anything to help anyone. I was going to say just blame me but now that he has come up with this insurance thing. It will cost me a lot of money.
Alex can you please see if he has the right to get in touch with the insurance company as he has done or is he just taking the law in his owen hands. And can he bring the police to arrest me for not talking to him. As he claims on the phone and in his letter.