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I have a condition of my blood which has the potential in some people to turn into myeloma ( not a good outlook if this happens ) - this was picked up in 2010 / 11
did you get my reply?
I have to go back to work so cannot remain online - please give the best answer you can with the current information
If you mean, are they are entitled to increase the premiums if yourequire increases in the amount of cover (whether due to inflation or for anyother reason) yes they are entitled to do that. It would be most unusual forthem not to be able to do that and indeed it would be even more unusual if theydid not do it.
However whetherthey are entitled to refuse to continue with cover at all or increase itdepends on the terms and conditions of the original policy.
If however the increases are due to other problems which have arisen inthe last three years, they are not obliged to give cover if the new conditionsaffect the original condition
at this stage, it isimpossible to be more precise without knowing what it says in the originalpolicy
The premiums have been increased at intervals over the years, to keep pace with the increasing cost of a locums - I am not questioning that. These have occurred at intervals with no questions asked of me. This latest increase which I have been advised I need, generated a medical questionnaire and a brief medical examination, because of my age(51) . 3-4 years ago I was found to have the new condition I mentioned above, but which has not had any impact on my previous health, and has not caused me to miss work, but I am under annual surveillance .
This shows in my inbox aswaiting for attention from me. Can I assist further?
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