No need for TDS and no right to compensation as you were lodger not AST tenant.
What does she want £182 for? How much deposit does she have?
£182 is for bills
In which case, I would get infirst and issue small claims court proceedings for £700. Let her counterclaimfor the £182 if she feels that she is entitled to be paid for bills and let thejudge decide whether she is entitled to that, over and above the rent you paidor not.
Even if you lose and she issuccessful with her counterclaim, you normally have between 14 days and 28 days(depending on the court order) to pay the sum without it being registered as aCounty Court judgement. In that case, provided you pay within the relevantperiod, it will not affect your credit rating however much she may like it toor however much she threatens it
Does that answer thequestion?
Can I help further? I amhappy to answer any specific questions.
Pleasedon't forget to positively rate my answer J service(even if it was not what you wanted to hear). If you don't rate it positively, then the site keep your deposit and I get 0for my time L. It isimperative that you give my answer a positive rating. It doesn't give me, "a pat on the head", "good boy" (like ebay), it is mylivelihood!If in ratings you feel that you expected more or it only helped a little,please ask.
I amoffline shortly until later and will pick this up then if needed.
Can she issue anything against me with just a name? She has no contract and no details for me other than a work phone number.
What will it cost me to issue?
Is a court appearance necessary?
If you doit online, the fee is £60. It is £70 and you do it on paper forms. If it goesto court because she does not pay up, there is a hearing fee of £80. If youwin, you get those costs awarded against her.
It will benecessary to go to court if she does not pay up.
She cannotissue proceedings against you unless she has a physical address for you
What is a bad debt list?
She means the creditregister. There is no such thing as a bad debt list.
Private individuals cannotput entries onto the credit register, that is done by the credit companygetting details of unsatisfied judgements from the court system
Essentially there's nothing she can do to cause me any long lasting damage in terms of CCJs or make any alterations to my credit history?
She has no address therefore cannot proceed
She has no recourse within the court system because she cannot issue
She cannot register a bad debt with the credit register as this would be as a result of a CC ruling.
If I were to issue she would know my details and therefore be able to proceed with the counter claim which could result in me paying for everything?
Correct on all counts, unless she goes to court and gets a judgement which you don't pay within the period specified in the judgement
Please don't forget to push the positive rating button or I don't get any credit.
The thread stays open afterwards for follow ups.