My specific question is is there any way I can obviate the need to carry on making payments on this mortgage after I am 65, or better still get it written-off altogether?
Ideally, it would be fantastic if the Ombudsman could say to Northern Rock that the mortgage is null and void, no further payment is necessary and I get compensated for what I have paid so far. If what they have done is illegal then surely I should not have to go on paying until I am 76, which is not an option anyway.
Obviously you know far more about this than I do; I don't know whether mortgages can be written off if they've been sold illegally. But I need your advice on what my options are, if any.
This isn't really my area now, so I am going to opt out of thisfor another expert to consider. Please do not reply or it comes back into myinbox. Another expert will pick it up at some stage. It is now open to allexperts.
I'd like to cancel this service altogether and not pay any more money for it.
Can you please confirm that you will do that and no further money will be taken from me?