Hello - my name is Leanne and it will be my pleasure to assist you today.
Does it show as a default? Is the credit file accurate?
Hi yes it shows a default
Thank you, what date?
Is the entry accurate?
sorry at work and do not have the dates about 18 mounths ago
Ok. Which credit report provider is this with?
the credit company that gave me the default is cabot
Ok. And which credit report agency is this showing with, ie Equifax, Call Credit or Experien?
date 23/12/11 yes it shows on Equifax and experien
I did not take out this out with cobot
Ok. Is the date of default correct? I assume you accept you defaulted?
No I did not accept it I new nothing about it I thourgh all the card were sorted
So you have a debt collection company. Did they say that the account defaulted?
Or did you assume that all debts had been tied together and dealt with?
as far as the debt fixers that say that cannot do anything and I don't used them any more yes I did assume that all was sorted
Ok. When it moved to the debt fixer, I assume you couldnt afford this account - is that right? And for whatever reason debt fixers did not include this?
debt fixers got a settlment from all cards but one card sold the amount thay supost to right off
I see. So the settlement included the one that was sold off - is that right?
sold to cobot
Would the debt people confirm in writing this was included in the settlement deal?