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Hello, I am LawDenning and I am a practising solicitor in a High Street practice. I have beenan expert on this website in UK law since 2008. During that time, as youappreciate, I have answered thousands of questions from satisfied users on avariety of subjects.
Because we are all inpractice with clients and court and other users, I might not always respond in minutes, particularly evenings andweekends. Please bear with me in that caseIt is my pleasure to try and assist you with this today. Please bear with mewhile I gather some further information from you in order for me to be able toadvise you fully.
So why haven't youpaid all the arrears (which you are going to have to pay anyway) and made theadvance payment?
I called the finance company who said that it was out of their hands and when I contacted their solicitor they did not answer.
That doesn't answer my question as to why you have not paid already.
Remember that this is money that you owe so you are not in a particularly good bargaining position
I initially fell behind because I had been out of work for over a year. As I said before I have contacted them to make payment and they said they cannot accept it as it is out of their hands.
So why don't you just send the cheque to their solicitors or send a cheque to the finance co? You can pay direct, you must have their bank details from previous payments
Bear in mind that you do owe this money