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Stuart J
Stuart J, Solicitor
Category: Law
Satisfied Customers: 22624
Experience:  PGD Law. 20 years legal profession, 6 as partner in High Street Practice
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my wifes ex forged her signature to obtain a secured

Customer Question

my wifes ex forged her signature to obtain a secured loan on a joint property and was succesefull the loancompany aknowledged that he had by letter which we have what can we do yours j angier
Submitted: 4 years ago.
Category: Law
Expert:  Stuart J replied 4 years ago.

Hello, I am Law Denning and I am a practising solicitor in a High
Street practice. I have been an expert on this website in UK law since 2008.
During that time, as you appreciate, I have answered thousand's of questions from satisfied users on a variety of subjects.
Because we are all in practice with clients and court and other users, I might not always respond in
minutes, particularly evenings and weekends. Please bear with me in that case.

It is my pleasure to try and assist you with this today. Please bear with me while I gather some further information from you in order for me to be able to advise you fully.


Do you have a specific question?
Customer: replied 4 years ago.


have asked the above

Expert:  Stuart J replied 4 years ago.




You will already
referred this to the police and presumably the X is going to be prosecuted for
fraud.

Your wife has no
liability for the loan and it all comes down onto the X's toe assuming that the
court is satisfied that this is indeed forgery. If he is convicted, it is very
difficult for the lender to wriggle out.



If he is not
convicted, the lender may still not necessarily be able to enforce the loan
against your wife. That is because the burden of proof for a criminal matter is
beyond all reasonable doubt for a civil matter, it is on the balance of
probabilities (51%).



Your question is "we
can we do".



Report it to the
police.



Report it to the
lender



give them both the
letter from the X.



Can I help further?



Customer: replied 4 years ago.

the lender sent us the letter sayin that it was foged according to there records and telephone conversations

Expert:  Stuart J replied 4 years ago.

Do you mean the letter from the ex (saying that the signature was a forgery) is itself a forgery, or do you mean that the signature was a forgery and they acknowledge that?

 

What else would you like to know?

Customer: replied 4 years ago.

no the letter from the lender told us the original application from him contained a forged signature of the joint mortgagee which is my wife

Expert:  Stuart J replied 4 years ago.
Thanks. Can I answer any further specific points?