No, not yet.
Actually that is nor quite true as I have reported it to 'action fraud' but I have heard nothing from them. I did that about 10 weeks ago.
My name is XXXXX XXXXX the way
yes correct, all of this only came out in 2010 when I became aware that my fathers house was the subject of repossession action....up until that point I was unaware of any of what had gone on. It was only when I asked the financial advisor for a copy of the mortgage application file that he submitted to BOS that I and my father became aware of what had gone on. That was the point at which we became aware that fraud had been committed. My brother has only recently admitted his role in the matter, he acted together with the financial advisor, but it waas the FA that came up with the overall 'plan'.
Hi Alex, I did wonder about the time restriction but I was under the impression that you had 6 years from either the date of the offence or from the date on which you became aware of the offence which in this case was 2010 which is when we received the copy file from the advisor concerned. Up until that point we were unaware of what he had done. I assume that the Financial Ombudsman can still investigate as we only received the 'final response' from the industry body that he works under in May. With the police how would you recommend I chase that?
The date the negligent action became apparent to us was 1st March 2011 which is when we received the copy file from the advisor concerned. Until that point we had no information of any kind so to my mind that is when we could have reasonably known about it. Is it possible / sensible to go the Ombudsman route at the same time as taking action direct for negligence? I will go to the police again for sure. My father does not qualify for legal aid unfortunately, is this a case a solicitor may take on a conditional fee basis?
Thanks Alex....looks like the Ombudsman and the police may be the best way to go as next steps. Thanks for you assistance. [email protected]