No, I remember signing documents in relation to sale and purchase at the solicitors and thought the property was in joint names but was told recently that as I wasn't on the new mortgage that was not the case. The solicitor I used was debarred a few years later.
It is unusual but financially, if we sell now the equity plus viable mortgage in current climate would give us a three bed house max. At the moment we have a five bed house with all for children living at home. We can stay away every other week in a rented room or with parents and they retain maximum stability. 4-5 years time the dynamics and needs will have changed and we can sell. However I am afraid to leave if that weakens my v claim on my home
We bought for 245, 000. I put about 30, 000 in. My partner put about 25, 000 in. The mortgage then was 190, 000. We remortgaged to extend thehouse in 2004.
Yes he has and still does at the moment. We have life policies in place to cover us equally for mortgage liability as well as caring for the children in event of death, and a will done in 2002 where we name each other as beneficiaries. Our personal account is joint. Some of the utility bills are in my name.