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Ive tried asking for tenancy agreement to see if my name is on it, will not give it to me, ive tried asking him to be reasonable and think what he is doing,ive tried to get him to come home as he is going to get into trouble, but he is being influenced by his sons. I know that there would be a case against him in court DWP if he doesnt come to his senses. I am aware that as jont owners we are both liable. I run a physiotherapy company and could loose my licence if he doesnt come clean, so can i get to ttske over mortgge on basis of his mental health and stupidity? or is there a hope that I couldget to be soal signiture on rental info etc?
Thank you for your reply. My husband will propably say he had to move in becauseI didnt agree with the tenancy. The mortgage company alone does not allow tenancy to family even if we are not in property our selves. Will they investigate through the council and other records i.e. council tax, post etc They have told me it is illegal and that we have to get tenants out, or what will they do. ?
I can see that the tenants will not move, they will blame me for telling the mortgage company, although I did not, the mortgage compnay told me, so how would they have found that out. It had gone to prearrears, before this latest insident.
Can the tenant sue for a fraudulant tenancy, if presuming the dwp are unaware that my husband is in the property?
thank you for your answer. My husband is in the house with his son, his sons girlfriend and her brother , plus a 4 year old. I have tried to encourage mt husband to be honest but we have had a letter now from the moertgage company that has infromed us they know that he is in the house, and that there is family there. I talked to them and they say that we have to make efforts to get a propertenancy, or the house will have to be remortgaged as residential. The martgage company has said they do not do LPA receivers.
So my probem seems to be the tenants are his relatives, they take drugs, work while on benefits and he is there to. He has just told me to stay out of it. Furthermore he is now taking the tenancy money and therefore I am not getting the income from the property that I am entitled to.
Appartently they have had a council intervention, but I do not know what that is.
What is my next step. Because I am only joint owner.
I do not think my husband can get a mortgage on property as he is not working on full time but on a contract with an agency and he not paying tax. He had bad debts at the property ewhen we met and I think that they may still flag up on a credit check.
Im fine to wait the more info I get the better, thank you
I was quite astonished by your answer, my husband and I have had a letter saying we cannot live in the property under the mortgage terms and that we wil recieve further emails to that fact,at this point in time neither of us can afford to buy off the other as my husband is only on contract and I am self employed having receently purchased my business from my business partner I do not have two years accounts of note.
The mortgage company has also pointed out to me that an AST is not valid, i.e. is void.