AlexWatts2013 : Hello my name is Alex and I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply as this is not an ‘on demand’ live service, but rest assured I will be giving your question my immediate attention upon return.
AlexWatts2013 : How did you pay for the deposit on the car please?
It was just a 'holding' deposit. I paid for it with my debit card.
AlexWatts2013 : If it was on the basis that they would ty
AlexWatts2013 : If it was on the bais that they would try and get credit and repayments would be up to £135, if they fail to do this then yes you are entitled to a refund.
AlexWatts2013 : This is because by agreeing to the above they accept that if they fail the deposit must be returned.
AlexWatts2013 : If not then you would be entitled to sue them in the small claims court for that loss.
AlexWatts2013 : Can I clarify anything for you about this?
I am just worried that I may be 'forced' into buying the car just because they had found me a loan at all.
AlexWatts2013 : No.
AlexWatts2013 : Deposit was on the basis they try to find credit to max £135 pm
AlexWatts2013 : If this answers your question, please take a moment before you leave and rate my service, it only takes a second and is an important part of the process. Otherwise if you need more information or help then please click reply. Alex
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