For Law Denning,
Law Denning and my reply
On what basis are they claiming costs bearing in mind this should
be small claims court? Have you raised this issue?
Reply: The judge refused their cost but gave the application fees and interest.
Reply: They just would not accept my payments and closed my bank account.
Reply: I made payment monthly at the bank and the cashier told me that they were not allowed to accept them, The Cahier send by default and gave me a receipt. The Cashier wrote on the receipt that i could not make payments because the bank closed my account.
If the debt was written off as opposed to an agreement being
reached, they can still pursue you for that money.
If the bank closed my account in the circumstances explained above what do I do now?
Why can't you simply produce proof of the payments you may have
made. The lender can simply say there were no payments and therefore there are
Reply: I can do that, but on 16th July 2013 the debt company mentioned one payment that I made to the bank in 2009 which was the final payment as I explained to Jo C. I only need the letter and bank statement of 2009 of my final payment which they do not want to send to me because proceedings have come to an end. In light of that fact, the court did take a view I could make an application to get all bank statements. What do you say I should do?
They cannot rely on evidence they have not produced in which
case, it simply comes down to whether the judge prefers your version of events
against the theirs which is exactly what my colleague told you earlier on.
Sometimes my answer may not be what you want. I try to be as honest as possible.
Reply: I do not mind an honest answer.
Can you point the way forward...and cab I claim my costs or notify them first?