If it is an assured short hold tenancy which has been running for
so long, it has now become a periodic tenancy and even if it was an illegal
tenancy, you can be given two months notice to quit.
I am of the opinion that you are bona fide tenant and you are
entitled to rely on the tenancy agreement that you were given.
Notwithstanding, the lender will say what they are saying because
they are not going to say "oh yes that's fine, stay there" when they want you
They can however give you notice to quit and you leave within two
months in exactly the same way as the landlord would.
If you don't move out when you have being given the relevant
notice, there will end up with a series of court hearings and you will be out
eventually but you will have a load of legal costs to pay meanwhile.
It is inevitable that you will be served notice and from then the
maximum you can hope for is two months so you might want to start making
arrangements sooner rather than later.
I am assuming that the tenancy you took out in 2011 has never been
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PS. I use voice type, voice recognition typing because I only
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