Hi Jo C.
Yes - I would like to know whether I should challenge this charge - or pay up? I WAS NOT using a mobile phone as that is what was written on the pink form they gave me. They said I was texting - I was not.
I have six points on my licence in the UK - one second through a red light, and another for parking a foot on an area close to a crossing. The latter was not even my car and I jumped into the driving seat to 'looking' after the car when my friend went into a shop! SO should I gamble or not???