I am not exactly sure as to what you mean. I attended court on the trial date, and tried to represent myself as best as I
could do, with some success. The amount after interest and legal charges claim was against myself. I believe you are
asking the time period. I was given 28 days to pay the amount, or the matter would be taken further. I still do not know the
exact amount as this seemed to be a chat more between the judge and the barrister, and I still have not received any
letter or notification from the court. The court trial was on the 26th of September, fast track, and lasted from 10.30 to 15.30
with a break and lunch of 45mins.
I feel that I have been unfairly treated and this is not what I trusted when signing the simple contract agreement in 1994 and
for the subsequent years afterwards. I complained repeatedly to Honours Trustee Limited, and asked as to how I could
forward/return the deferment forms when, they were not sent or filed correctly. The judge unfortunately sided with the barrister
unfair, and very convenient for a company who has purchased the loans for profit.
The barrister appeared to present a wrong account of the debt being written off at 50. Alex, I really wish that I could, but the
Judge denied an appeal, when I asked. He said that could refer a complaint to a judge higher than him, a district judge but
said that I had to do this in 14 days. I thought as, he said all the evidence must be supplied again, that I could not do this.
I would have to review this evidence from myself carefully again to check if there is something incorrect, or that could sway
the balance. Someone on the internet claimed the agreement was invalid in the European court. I am not sure about this.
I am currently complaining to my MP. The court bundle was forwarded to my address, but not received in time as it was sent
on the Monday . Answering your question, it is possible. I entered an agreement in good faith, and 15.5 years later on AFTER
leaving university, I feel very wronged by the British government, as the leaflets did lead myself to believe that it would be
fine. They have the right to sell on the debt, but, the delay in deferment processing caused delay, and this means that they
The payment option is based only on my income, not my wife's as in the agreement. I do not want, and should not therefore have to agree to a payment plan. The other side took, and was timed out on most of the judges directions. The solicitors
acting for the Claimant even back dated the witness statement and this can be proved as I have the envelope and the letter
date contradicts the date on the statement. Despite this being pointed out due to the tightening up of the regulations for
filing, the judge did not bother. I also followed all directions ,and made all the dates given. Unfortunately, I was not aware
that I also had to file a witness statement, as no person had advised myself. I also was not sent the pre-trial checklist, and had to go to the court to ask for it. If I appeal, do I have to file all papers again, and any new evidence that I find, or correction of any evidence from the other party. Also, how much roughly is an appeal going to cost?
What also is a redetermination, as I know not. Hope this is not too much too fast.
Yes, but the solicitors missed every date, for the Claimant. They were very late, and I had then to work fast in the little time that I had. I did however manage to file everything eventually. The witness statement, as it became very involved.
So, the transcript that you are referring to is the judge's lengthy summation at the end of the trial?
I am starting to understand, but kindly understand that I am not a lawyer, and I chose Medical Biology. Also, kindly note, that I appreciate your assistance, but, as I am speaking, the conversation is changing continually. It may be obvious to yourself, and
I will review the points of appeal that you have said.
I actually find you to be rude and you appear that you cannot wait to go. I find you personally to be patronising and I am not
impressed with this service.
It certainly is, and NO I AM DEFINITELY NOT SATISFIED WITH YOU SERVICE.