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Hi, welcome to the site. My name is Max and I will help you with your question.
Did you take insurance out on the vehicle from the moment you paid this guy?
No my daughter did not.
Can I ask what you want to know specifically about this please?
I am very confussed now - your site asked me for email address, which I gave and it said you already have that by another user????
Don't know - I am just a user on the site like you. I can ask customer servies to contact you to investigate if you wish after our chat?
What other action can I take to try and get any money back from this man? Surely the banks have insurance against this, but both banks are not talking to each other and my bank says that fraud has not contacted them. How do I get fraud to contact the bank
Should I be contacting a Lawyer locally.........but will that help, as they are costly
Did you pay by cheque?
no..........fool I was it was internet banking transfer
Ah okay, that does make it worse as the funds usually transfer instantly.
I'm sorry to say that there is little you can do other then by suing the person concerned, to recover your money, or better still, by using the police to recover it for you.
Well isnt that what fraud is there for? They are most unhelpful
They aim to stop it I guess, before it happens, but once it does, for something like this, it's a police matter really or they expect you to try and recover the money yourself through the court system.
You could always try complaining the Ombudsman, about the bank's refusal to help, but to be honest, I don't think it will get you very far.
All that said, I expect the police shoud be able to help trace the account owner and investigate whether this is a stitch-up for you.
If it is, then they can prosecute and recover the money for you.
Thank you, you have not helped. Where is the justice. Thanks
Appreciate I haven't helped and can't help recover it, but at least you know what the bottom line is, and that there is little recourse out there. That in itself, strange though it might seem, is helpful to know.
Thanks. Do pursue with the police, it might still come good for you.
Would you mind rating the answer as highly as you can for me please?
Why have you rated the service as poor please?
I have only tried to give you an accurate and honest answer.
Because you have not given any hope and I thought this was a fair place to live. I am not prepared to say anymore
Its unfair that people who are honest and try to help are criticised for being unable to. I'm sorry you feel the need to rate my answer as poor in the circumstances.