I was contacted by my insurance company 2 month ago and they inquiring if I had an accident 2 month ago. Apparently I have hit a parking car. I was in that area that week but I didnt hit any car and I had no damages on my car. So I told my insurance company I am not aware of any accident. So now last week I recieved a letter from a private solicitor office, stating there was a witness who claims I have hit their client parking car and afterward I inspected my car seeing no damage I drove away without leaving any contact details. Also the letter threatens if I have not respond or advise my insurance company about this incident their will take legal actions. I found that weird they asking me provide them with the name of my insurance company, I thought they were in touch with my insurance company. So as I have no time and budget for a long legal dispute right now, i would like to know if they really can legally take this further? This claimed witness is enough for it? And also if I decide to sort this quitely and just tell my insurance company if I had that accident, could my insurance company turn around and take me liable because first time I denied the accident?
I dont remember and I only drive my car
I dont know anyone in that area...and I dont know who is the witness.