Hello and thank you for your question. I will be very pleased to assist you. I'm a practicing lawyer in England with over 10 years experience.
May I clarify for the avoidance of doubt that the aunt you refer to is your mothers aunt or your aunt please?
Hi Joshua, the "aunt" is actually my grandmothers cousin
Thank you. unfortunately, what the bank officer has told your stepfather is correct. legacies left in a well to someone who predeceases the testator (the person making the will) fail in the absence of any contrary provision in the will stating otherwise and fall into the residue of the estate to be divided between the residuary beneficiaries. There are one or two exceptions to this, most notably where legacies are left to a child of the testator but unfortunately, from what you say, this is not the case here
is there anything above I can clarify for you?
Many thanks for your help