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thank you, XXXXX XXXXX your queries:
1. I believed they had probably made a mistake but I did not know for sure.
2. I have not suffered any loss, but I had intended to use the payment to make new investments and it is by pure chance that I had not already done so. Now I feel it is too great a risk and I am losing an investment opportunity.
3. I have been told only that it was an error. They have latterly told me what I should have been paid- which is what I had originally expected.