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If it is your tree and it has fallen then you are responsible.
It makes no difference whether damage was caused (and indeed you would have been liable for any damage)
But as the tree is yours, you are responsible
I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest
Can I clarify anything for you about this today please?
Yes its a bit disappointing as Ive read some conflicting info on-line. Ive read that as it was an "Act of God" we are not responsible for the cost of removing the tree. Its very confusing.
Sadly its your property. You may not be at fault, but imagine if it was your neighbours tree and it damaged your car. You would think it unfair if you had to pay out for that
Does that help?
Even if they claim on their own insurance, the insurance company are likely to seek reimbursement from you
So this bit I read on line about an act of god is totally wrong then?
Act of God is not an insurance term it is a legal term.
He should really claim on his insurance, but they may well pursue you for the cost.
His insurance would cover any damage to his property.
If there is no damage, you would still need to remove the tree, as it belongs to you.
Does that perhaps clarify matters?
Ok thank you.
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