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Two days ago, a cement tile fell off my landlord´s roof and smashed the windscreen/dented the roof of my car, underneath. I have had to put in a claim with my car insurance, who will in turn try to claim it from his property insurance (although my insurers state that the landlord´s ones will almost certainly claim it´s "An Act of God", due to recent weather conditions).
However, in the process the claim now appears against my name at my insurers/the inconvenience caused is considerable (and my insurers are trying to declare my car a write-off on account of its being 7 years old, though it drives perfectly well and is in good overall condition)/the Landlord seems to have washed his hands of all responsibility.. Any angles, please?
Hi, Alex. I'm not sure which stage of the process we´re at! Yes, I want my car repaired but I don´t think it fair that I'm going to be forced to put in a claim and lose my no-claims bonus at my car insurers, as a result! Ryland s v Fletcher applies, perhaps? More likely, more recent precedents - my Law is from 40 years ago
Well, at least that gives me some peace of mind. I´ll soldier on. Thanks for the objective overview.