Hello my name is XXXXX XXXXX I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply as this is not an ‘on demand’ live service, but rest assured I will be giving your question my immediate attention upon return. There is no need to wait here, you will get an email when I reply.
Was the debt included in the bankruptcy please?
It wasn't as I wasn't aware of it. Basically i left me employer in the July of 07 and they overpaid me as they paid me for Aug 07. I didn't realise the overpayment until I got a CCJ against me which lead to the high court enforcement office emailing me to ask me to pay it. I started paying an agreed amount of £100 then I stopped as someone said to me have I seen proof of overpayment which I hadn't. I emailed them to say I was disputing the debt and I wanted proof heard nothing emailed them again to which their baliff called me rolling off the amount overpaid of which I said I need to see proof this was overpaid as it was so long ago that my bankdetails have changed I could
not check. They have told me that their client will not proved this to me as they do not need to and that if I wanted to check I can contact the issuing court for the request for the information
Ok I have had other things that were not included in my bankruptcy written off as those debts also were incurred before I went bankrupt in 2009
ok I will do that what would be a suitable reasoning for my to be setting it aside? Also should I mention that my current contract role has now come to an end so I am unemployed or should I not mention that?
so what reasoning would you suggest for me to set it aside?
ok thank you Alex!