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Hello my name is XXXXX XXXXX I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply as this is not an ‘on demand’ live service, but rest assured I will be giving your question my immediate attention upon return. There is no need to wait here, you will get an email when I reply.
I assume you paid by bank transfer and not at all by credit card please?
YES I PAID BY BANK TRANSFER
HELLO HSBC HAS CONTACTED CITI BANK SO IT IS A WAITING GAME!
Ok - its bad news then I am afraid.
I can only give you advice on UK law as a UK Solicitor which is where you posted the question
HSBC are reliant on Citibank - you can not force HSBC to give you the funds unless they get them back
The bank will recall the funds which means contact the account holder.
Of course they can just say no and you are stuck
If they were in the UK then you would be able to sue here.
But sadly because you have sent funds abroad you could issue a claim in the UK but it could be ignored by the Courts in Florida.
Therefore you need to issue proceedings in Florida.
They do have a small claims procedure and for details you can see here:
I dont know what exactly happens as I am a UK Solicitor.
But that is the process you need to follow - issue a small claim in Florida
I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest
Can I clarify anything for you about this today please?
Thanks for all...
One last question please and YES I am please with your communication - when the bank approaches him why would he say YES he would like to refund is he given a choice or is he just advised that there is a recall and that is all? I have taken on board the need for a Florida office...
On point, clear, concise and indepth - he is a very good person and wanted to give more than expected