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Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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Im owed money by a debt collectors whom Ive taken a ccj against

Resolved Question:

I'm owed money by a debt collectors whom I've taken a ccj against , but as I've got Trading stands involved and there going too take criminal processed against them .
What im worried about is if the company folds im left with nothing .
Can I or how do I take it out against the director of the company personal so he cant run away from what im owed.?

Excess my spelling as im a roofer.
Submitted: 3 years ago.
Category: Law
Expert:  Ash replied 3 years ago.

Alex Watts :

Hello my name is XXXXX XXXXX I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply as this is not an ‘on demand’ live service, but rest assured I will be giving your question my immediate attention upon return. There is no need to wait here, you will get an email when I reply.

Alex Watts :

Is it in the name of a Limited Company? Do they own any assets please?

Customer:

Hi Alex , yes it is a limited company and far as I know they owe assets.

Alex Watts : Have you actually been awarded the ccj? How much is it for please?
Customer:

no I haven't yet still waiting for court date.

Customer:

Sorry its for £ 7,000.00 plus intresr.

Alex Watts : Was it contested please? Did they file a defence?
Customer: Yes they said they sent a chq for. 5000 and I didn't cash it
Customer: which is not true as I wouldn't have turned down any chq sent to me as money money
Alex Watts :

Ok. Its bad news.

Alex Watts :

All you can do is pursue any County Court Judgment by sending in bailiffs (High Court), charge on any assets, an Order to obtain information or freeze bank account

Alex Watts :

But you CAN'T pursue the Directors personally.

Alex Watts :

I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest

Alex Watts :

Unless you have a personal guarantee then you can ONLY pursue the company

Alex Watts :

Can I clarify anything for you about this today please?

Customer: ive got them bang to rights I just don't need them folding and I lose outh
Alex Watts :

Yes. If they try and dissolve the Company you can oppose it

Alex Watts :

But if they put it into administration you just become a creditor

Alex Watts :

But you can't pursue the Directors, I am sorry

Alex Watts :

Can I clarify anything else?

Ash and 5 other Law Specialists are ready to help you