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Did you get anything in writing please? Has she paid anything back?
I have nothing in writing concerning how or when the money was to be paid back. To date, she has paid nothing back
Has anything been paid back?
No, nothing has been paid
You need to write and set out your losses and request payment within 14 days or say you will go to Court within 14 days. You should make sure you send this recorded delivery and keep a copy.
If she does not pay you then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf and take it to your local County Court.
The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce.
If the matter is defended it will be set down for a trial. If the claim is for £10,000 or less it will be a small claim and you will not need representation. The claim is £1350 so would be a small claim
Can I clarify anything for you about this today please?
Considering I have records of payments made, if it went to court, what would my chances be of being successful? How much would it cost to take this to court - win or lose?
Well there is no guarantee of course. Court fees are limited.
£70 to issue and £110 to hear the claim
If you win these are added
Does that help?
and if I lose?
You lose the £180
Can I clarify anything else?
is there a specific way I should word the letter I write to her, asking for my money back?
No - just say you want it back in 14 days or you will go to Court.
why 14 days? ive been speaking to her for the last week about this...
You can do 7 days or 28 days
But 14 days is normal
so basically, I have to demand repayment in a set time or its up to the courts?
I know you cant give me any guarantees, but is it worth pursuing? what are my chances (even a rough guess - I wont' hold you to it ;-)
how long do these things normally take (rough idea)
Yes I would think so. If the ex does not contest it, 2 weeks, otherwise around 4 months.
would she get a ccj against her if she loses?
I would throw the £180 at it.
okay - thank you for your time
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