Losses will be covered by insurance legal department. I meant that i will unfairly make a loss on my car as insurance companies rarely pay the value of the car. I want to know if i can take another legal action against the driver. I feel the driver was negligent as the driver while under the influence of alcohol would have increased thinking times etc. After settlement though the insurance company would i be able to then take civil action against the driver separately.
Im sorry if im not being clear i would like to know if the settlement would be final for all actions or are there additional actions i could take.