As a user of financial products as an example it is reasonable for me to claim the difference between a credit card with a rate of 34% versus a 0% high st card for the period my rating was damaged, to quantify I now have these rates after the default was removed.
These are the actual costs.
And what sort of figures should I be looking at for damages, inconvenience etc if you state "fantasy sums".
Went through Money claim online as advised, defendant did not respond within 19 days, obtained CCJ by default.
Defendant has now applied to have CCJ set aside stating "reasonable ground that they could successfully defend".
Attended hearing at local court where I submitted my docs, communications etc.
Outcome was the judge adjourned the CCJ for 2 months so we could engage in communication to agree a level of costs, defendants solicitor said this prejudiced their defence but the judge said that it was surely now to agree level of costs.
The judge said she would set the next hearing for 2 months time but did not want to go to full hearing and would take a dim view if the case did come before her (if the 2 parties had not agreed levels)
I have to send copies of statements for charges etc as "quantum" to defendants solicitor.
1. As the judgement was not set aside, have I won?
2. Can I additionally claim for the days holiday I had to take to attend court for this hearing to set aside?
Thanks in advance