nothing in writing at all and no mention of the word loan.
And nothing has been paid about repaying since October 2006?
do you mean nothing has been said.If you do nothing has been said or paid.
Has anything been paid or said between October 2006 and recently?
no.The first indication was a letter given to me with my christmas card aroound december 20th 2013
Ok - then I do not think you have anything to worry about.
If this was a loan as opposed to a gift then the person has 6 years to bring a claim under the Limitation Act 1980.
As the 'gift' was made in October 2006 they had until October 2012 to make a claim.
As we are now in March 2014 they are simply out of time
If proceedings were issued you could defend it on the basis that it was not a loan, but a gift. However in any event any claim is statute barred.
Can I clarify anything for you about this today please?
you could define statute barred if you have time.thankyou
As I said under the Limitation Act 1980 they have 6 years to bring a claim. Outside of this it is time barred and they can not bring a claim.