How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Ash Your Own Question
Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
75100385
Type Your Law Question Here...
Ash is online now

The above creditor wants to make an arrangement without an

Resolved Question:

The above creditor wants to make an arrangement without an attachment to earnings to keep it away from his employer
can I arrange this and get it endorsed by the court just in case he defaults on it
Submitted: 3 years ago.
Category: Law
Expert:  Ash replied 3 years ago.

Alex Watts : Hello my name is XXXXX XXXXX I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply, but rest assured I will be giving your question my immediate attention upon return You do not need to wait here as you will get an email when I reply.
Alex Watts : Has the person confirmed this in writing please ?
Alex Watts : How are payments going to be made, are you making them direct monthly/weekly?
Customer:

This creditor has made a payment and wants to pay at beginning of every month until the rest of the CCJ is paid off

Customer:

They will be paid directly into our bank account

Customer:

This will be monthly

Customer:

Will a text arrangemnet be ok

Alex Watts : Then there can be an application to amend the ccj. This will allow for monthly payments.
Alex Watts : If the agreement is broken then further enforcement steps can be take
Alex Watts : taken
Alex Watts : But at this stage you can just apply to vary the county court judgment to allow for monthly payments.
Alex Watts : If its broken, more action can be taken.
Alex Watts : Can I clarify anything for you about this today please?
Customer:

He has already paid 1K off a 2K ccj

Customer:

I have applied for an attachment earnings which he is keen not to have

Customer:

I guess I need N224 form do I to vary the ccj

Alex Watts : Yes. Well it's a matter for you.
Alex Watts : You can apply for an attachment if you wish.
Alex Watts : Or you can just allow monthly payments.
Alex Watts : Can I clarify anything else?
Customer:

Do I do this on Form N224

Alex Watts : If its to vary then HE needs to apply on N244
Alex Watts : You shouldn't have to do this and pay the cost.
Alex Watts : But if is an attatchment to earnings there is a separate form for that,
Alex Watts : Does that help?
Customer:

Thank you that helps a lot

Ash and other Law Specialists are ready to help you