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There are quite a few people on various internet forums (not experts), who believe that using a child restraint from outside Europe, ie one that is not approved according to our standard, will invalidate their car insurance. But it's never clear if they mean that the insurance company won't pay out anything, ie repair/replacement of vehicles, medical and legal costs, loss of earnings etc, or whether they're simply referring to the cost of a replacement car seat.The thing about using car seats' support legs inside or on top of filled storage boxes, is that many people believe that the floor inside these boxes is weaker than the floor of a car without storage compartments. I have been assured by various car seat experts that this is not the case and that some of these seats have passed crash tests without the leg being installed at all.So just to be clear, the insurance would only be invalidated if the accident happened as a direct result of a seat not being fitted correctly. (Which would not be the case here). So what is an incorrectly fitted seat wasn't the cause of an accident, but did cause severe injuries to the child. Would that have insurance implications?I would like to give you a link to the (short) discussion that made me come to you for advice. I hope you're able to see it. https://www.facebook.com/RearFacingToddlers/photos/a.356617377815451.1073741857.282362311907625/421635671313621/?type=1&theaterThank you, Margaret